They're essentially offering a free open source platform to accept web-based ACH payments with their own secure gateway. I think you will need to obtain your own ACH processing service through a bank, but even with that, it seems a lot more attractive than Balanced's ACH debit option (1% + $0.30 per transaction). The problem is I don't see anything online that's written about it and their website looks a little amateur.
http://openach.com/
1 comment
Ask HN: Is Open ACH a legitimate alternative to Balanced Payments? | Heykuki News