Ask HN: How do you manage your finances?

4 points

13 years ago

As a youngish guy with no significant assets financial management or planning has never been something I've invested in mentally. Increasingly though lack of visibility around where my money is coming from and going is becoming pretty frustrating.

What strategies have smart people adopted to accomplish some of the following:

    * Monitor, graph and predict money I/O.
    * Identify major cost areas.
    * Track and improve credit ratings.
    * Quantify potential for lending.

I bank with HSBC in the UK, but I have no problem changing that. Having just had to resort to Javascript[0] to get a CSV output of my previous transactions this seems appealing. Is anyone doing modern UX design in online banking? Or are their other services out there to fill the gap?

[0] https://gist.github.com/cantlin/5798166

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