I built this because existing finance apps drove me crazy. I didn't want to connect my bank account or spend every weekend categorizing transactions. I just wanted to know what my finances would look like in 6 months or a couple years from now.
It tracks your income, expenses, investments, and debt, then projects your cash flow forward based on your own assumptions. You can factor in things like inflation and expected raises. The part I actually find useful is being able to model different strategies and what-if scenarios. Compare aggressive debt payoff vs steady investing and see where each path takes you by retirement. Or just ask something like "what happens to my cash flow if I take a vacation this summer, pay off a loan, or finance a new car?"
Most budgeting apps tell you where your money went. This one is about where it's going.
No bank connections, all manual entry. I know that adds friction but it also means you're not handing another company read access to your bank accounts.
It's a web app with a 14 day free trial, no credit card required. Email signup, no verification required. Would love honest feedback from this crowd:
Is manual entry a dealbreaker or is there actually a group of people who prefer it? Does $8/month or $60/year feel reasonable for something like this? And what's obviously missing that would make it actually useful to you?For testing purposes, I added a login option that just takes in an email (fake is ok). Login -> Tester Email