Excerpt: “…Losing one’s home in a fire is devastating, with the first priority being to find somewhere to live. The trauma is then compounded by the onerous requirement of most insurance carriers to submit an exhaustive list of lost belongings — “with line items as specific as the number and brand of toothbrushes in a bathroom,” according to a report about unfair insurance practices.…”

Link to article: https://www.nytimes.com/2025/02/06/realestate/altadena-la-fi...

Thanks @codingdave for suggesting this as an "Ask HN" post (https://news.ycombinator.com/item?id=42972221).