I will soon publish an article about this topic. I know the HN community is mostly crypto contrarian and it is where smart conversations is happening. This is why I consider your feedback interesting since IMHO the article offers a clear perspective on the subject beyond if we see crypto as a pure speculative game.

The draft is open for comments in Google Docs: https://docs.google.com/document/d/1dNh3JWp9mCSp1ywe5WUeqcV5SbkKGWMQF4Re2wNi2JU/edit#heading=h.jti2e4kz80dg

Thank you very much.