[50 Days Left] http://www.quora.com/Aaron-Greenspan/In-Fifty-Days-Payments-Innovation-Will-Stop-In-Silicon-Valley
...and here...
[30 Days Left] http://www.quora.com/Aaron-Greenspan/In-Thirty-Days-Payments-Innovation-Will-Stop-In-Silicon-Valley
...is still true, except that now only 20 days are left before the California Money Tranmission Act goes into full effect July 1.
If you're thinking of starting a company related to payments, or you're interested in making a difference, feel free to get in touch. My contact information is in my profile.