> The U.S. housing market has been turned upside down over the past year, with home prices and rent rates going in opposite directions. Fierce competition for suburban homes has driven prices skyward, all while rental rates in urban hotspots have tumbled. What's behind the shift?

And I'd love to understand why this is happening somewhat deeply. I don't have any econ/finance background, but I have Google.

I'd love it if someone with a background could just throw resources, key terms, etc at me.

Who are the players? What policies and laws are in play here? What are everyone's incentives? etc