We have managed to bootstrap a product w/o setting up a formal company but now have a few serious clients and some investors vying to give us money. There isn't any sort of the legal entity or bank a/c at the moment so I'm considering good options.

I know that Delaware C Corp is the way most investors prefer but I have read/heard about stupid things, laws and requirements (taxation/must have a registered agent etc.) that a Delaware entity must incorporate with.

1. https://news.ycombinator.com/item?id=8167576

2. https://www.entrepreneur.com/article/226549

Any advice or pointers on how best to set up a company (anywhere in United States is ok) in 2019 and then where to go for a banking services (I don't like SVB)—this, if you've set up in any way by avoiding going-with-the-herd.

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Have any of you used Stripe Atlas for setting up? Please share your experience.

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Has anyone used/tried Digital Credit Union (DCU.org) for the purpose of banking?